Q1    : Can I buy the house and when?

Ans  : Yes, you can if you are living in a property built after 1st April 1997.

Q2    : Can I buy with someone else?

Ans  : Yes, you can buy with someone else as long they have been living with you for 12 months before submitting the application form for RTA.

Q3    : How much discount will I get from MHA?

Ans  : The Government has publishes the discounts and the discount that applies for RTA is currently £9,000

Q4    : Will I get more discounts due to length of my tenancy with MHA?

Ans  : No, the discount is set by the Government.

Q5    : Am I allowed to sell - and when can I sell it?

Ans  : Yes, you can sell your house. However, if you applied to purchase your house on or after January 18th 2005 and sell within 5 years from the date of purchase you should anticipate repaying an amount. Please ask your Housing Officer for more details on this.

Q6    : Will I get another rented house from MHA or other Housing Association, Local Authority if I owe my property?

Ans  : Everyone is free to apply for social housing if only they meet the criteria.

Q7    : If my house does not qualify for the RTA in this house then can I apply for a transfer to another scheme/area that qualifies for RTA?

Ans  : Yes, you can depending on availability please contact your Housing Officer.

Q8    : Can I buy out of Bradford District?

Ans  : No, the RTA only applies to the house you are currently living in. But this is not the case if you are applying for Shared Ownership or any other home buy product. In these two cases you can buy outside of Bradford District.

Q9    : Will I be able to buy the house despite my house being built prior to 1st April 1997?

Ans  : No, you can not buy your house if it was built before 1st April 1997 as this rule is set by the Housing Corporation – please refer to RTA booklet.